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Health Savings Account

Interest Bearing Checking Account

An account to pay for medical expenses of the account holder and their family on a tax-free basis.*


  • $50.00 opening balance
  • Unlimited check writing
  • Internet/Mobile/Text Banking
  • Debit card
  • Unlimited Online Bill Pay
  • Trust 24 Telephone Banking

Conditions & Fees

  • A $30 maintenance fee will be deducted annually from your Health Savings Account (HSA)
  • A prorated fee of $2.50 per month for each month remaining in the current year will be collected at account opening; payable via check or cash.
  • Annual contributions vary*
  • $.01 minimum balance required to earn interest (Interest compounded on daily balance and paid quarterly)
  • Rate vary based on account balance

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items.
*Please consult your health insurance provider or tax/legal professional to determine eligibility.

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